How to calculate MRR and ARR

Monthly Recurring Revenue (MRR) and Annual Recurring Revenue (ARR) sound trivial — add up subscriptions — but the details are where founders report numbers they later have to walk back. Here is the correct way, with the edge cases that trip people up.

The core formula

MRR = the sum of the monthly-normalized recurring amount of every active subscription. ARR = MRR × 12. ARR is just an annualized view of the same recurring base; it is not the sum of annual contract values signed this year.

Normalize everything to monthly first

This is the step people skip. An annual plan of $1,200 is $100 of MRR, not $1,200. If you count the full $1,200 in the month it bills, your MRR spikes and crashes and none of your retention math works. Always divide annual by 12, quarterly by 3, two-year by 24.

Worked example

Total MRR = $2,896. ARR = $2,896 × 12 = $34,752.

What counts and what doesn't

The MRR movement breakdown

Total MRR tells you how big you are; the movement tells you whether you're healthy. Each month decompose the change:

Ending MRR = Starting MRR + New + Expansion − Contraction − Churn + Reactivation.

Two companies can both grow MRR 10% in a month — one on new logos, one on churn masked by a couple of big expansions. The movement view is the only way to see the difference, and it's what investors ask for.

Common errors

A dashboard template that normalizes plans automatically and builds the movement bridge for you removes every one of these errors — paste your export and the MRR/ARR and the breakdown are computed for you.

Skip the blank spreadsheet. SaaSDash is a plug-in SaaS metrics dashboard: paste your billing export and it computes MRR, ARR, churn, expansion, ARPU, LTV, CAC payback, quick ratio and runway on one screen, with a formulas-explained tab so you can trust every number. Get SaaSDash — SaaS Metrics Dashboard ($29) →

Frequently asked questions

How do you calculate MRR?

Sum the monthly-normalized recurring amount of every active subscription. Divide annual plans by 12, apply real discounts, and exclude one-time fees and non-recurring services.

What is the difference between MRR and ARR?

ARR is simply MRR × 12 — an annualized view of your recurring base. It is not the total value of annual contracts signed in a year.

Should setup fees be included in MRR?

No. One-time setup fees, one-off services, and uncommitted usage overages are real revenue but not recurring, so they don't belong in MRR or ARR.

Page built 2026-06-14 from public, dated buying-intent signals. Updated as new signals land.

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